Life Insurance - Term Life

Building Financial Futures

This type of Life Insurance typically provides affordable, temporary coverage. Term policies contain no cash value and is designed for death benefit protection only. The premiums may be level for the first 10, 15, 20 or 30 years, depending on the policy selected.

Focusing on the need for Life Insurance will help you determine if Term is right for you.

Some common needs for Term Life Insurance are:

  • Income Replacement
  • Providing a Current & Future Needs Analysis
  • Mortgage Protection
  • Buy-Sell Agreements
  • Estate Preservation
  • Funeral Expenses

If you don't know the answers to the questions above, we can help you gain the knowledge to do so.

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Information and Questions

Here are some questions and things to think about when it comes to Fixed Annuities

Life Value of Income.

Amount of Retirement Income Needed.

The Future Costs of College.

The Monetary Value of a Business and/or Partner.

What Life Insurance is Available After Retirement.

Spouse's Life Value of Income.

What age should I get Life Insurance?

How much Life Insurance do I need?

What type of Life Insurance do I have?

How much does Life Insurance cost?

What type of Life Insurance is right for me?

Why should I have Life Insurance?

About Us

Based in beautiful Southern California Wine Country, Calculated Insurance was founded in 2006 and incorporated in 2009.

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28936 Old Town Front Street
Suite 206
Temecula, CA 92590