Life Insurance - Indexed Universal Life Insurance

Building Financial Futures

Indexed Universal Life is a version of Universal Life Insurance. It combines the permanent death benefit protection and premium flexibility, with the opportunity to grow cash value through an Index account. The Index Account feature offers the opportunity to earn interest based upon the upward movement of stock market indexes – without the risk of investing directly in the market.

Focusing on the need for Life Insurance will help you determine if Indexed Universal Life is right for you.

Some common needs for Indexed Universal Life Insurance are:

  • Income Replacement
  • College Funding
  • Retirement Income
  • Estate Preservation
  • Pension Maximization
  • Funeral Expenses

If you don't know the answers to the questions above, we can help you gain the knowledge to do so.

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Information and Questions

Here are some questions and things to think about when it comes to Fixed Annuities

Life Value of Income.

Amount of Retirement Income Needed.

The Future Costs of College.

The Monetary Value of a Business and/or Partner.

What Life Insurance is Available After Retirement.

Spouse's Life Value of Income.

What age should I get Life Insurance?

How much Life Insurance do I need?

What type of Life Insurance do I have?

How much does Life Insurance cost?

What type of Life Insurance is right for me?

Why should I have Life Insurance?

About Us

Based in beautiful Southern California Wine Country, Calculated Insurance was founded in 2006 and incorporated in 2009.

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28936 Old Town Front Street
Suite 206
Temecula, CA 92590